State Farm Roof Damage

Posted march 12 2020 by authentic restoration.

State farm roof damage.

Evaluating composition roofing brochure. State farm denied the request to replace the entire roof paying to repair the damaged shingles instead. The person who came to take a look at the roof was looking for reasons to deny responsibility the whole time. It is usually possible to get an acceptable match to the old shingles but that is not required.

A client who hired us for a roof repair in carmel in filed a claim with state farm for wind damage to his roof. A state farm claim handler may assist in explaining the difference between normal wear and aging versus damage caused by a hail storm. My roof has 65 wind and hail damage and they want to patch it. I have had a contractor tell me i need the whole roof replaced.

This is more likely to happen in hot humid areas. I m now requesting a 2nd inspection from state farm. Tree branches that are rubbing against the roof should be trimmed. State farm denies request to replace roof in carmel indiana.

First this person stated they couldn t find any damage. Algae can damage shingles over time and should be removed by a professional roof cleaner. The shingles on our customer s roof are no longer in production. I am in the middle of a nightmare with state farm.

The dark stains and streaks that sometimes develop on roofs especially roofs with light colored shingles are caused by blue green algae. Damage from roof leaks is typically covered by a standard homeowners insurance policy from state farm but the cost to repair the roof is not. If there is significant damage from wind or hail the adjuster will pay for the replacement of the slope or slopes that are damaged but do not have to pay for the undamaged portion of the roof to be replaced because it still works just fine. On wood roofs splits with sharp edges.

In general state farm s guidelines indicate that damage will be covered on roof coverings when water shedding ability or the life expectancy of the material is reduced insurers often look for ways to deny and underpay hail claims. The state farm adjuster who called me was curt and snidely said it sounded like the roof was incorrectly installed and they would send out someone to take a look at the roof.